:root {
  --navy: #0b2f6b;
  --navy-deep: #081f49;
  --blue: #1257b5;
  --blue-soft: #e8f0fc;
  --gold: #f2b01e;
  --gold-deep: #c98f00;
  --ink: #14213d;
  --muted: #55627a;
  --line: #e3e9f3;
  --soft: #f4f7fc;
  --wa: #0f7a3f;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(11, 47, 107, .08);
  --max: 1140px;
  --hero: linear-gradient(135deg, #0b3478 0%, #1257b5 60%, #1b6fd1 100%);
  font-family: "Segoe UI", system-ui, -apple-system, Roboto, "Helvetica Neue", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 76px; }
body { margin: 0; color: var(--ink); background: #fff; line-height: 1.6; -webkit-font-smoothing: antialiased; }
img, svg { display: block; max-width: 100%; }
a { color: var(--blue); }
h1, h2, h3 { line-height: 1.2; margin: 0 0 .5em; color: var(--navy); }
p { margin: 0 0 1em; }

.container { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.ic { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; flex: none; }
.skip { position: absolute; left: -999px; }
.skip:focus { left: 16px; top: 16px; z-index: 100; background: #fff; padding: 8px 12px; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 12px 22px; border-radius: 999px; border: 2px solid transparent;
  font: inherit; font-weight: 700; text-decoration: none; cursor: pointer;
  transition: transform .15s, box-shadow .15s;
}
.btn:hover { transform: translateY(-1px); box-shadow: 0 6px 16px rgba(0, 0, 0, .15); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-wa { background: var(--wa); color: #fff; }
.btn-blue { background: var(--blue); color: #fff; }
.btn-ghost { border-color: rgba(255, 255, 255, .55); color: #fff; }
.btn-sm { padding: 8px 18px; font-size: .92rem; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, .97); border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 68px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); font-weight: 800; font-size: 1.05rem; line-height: 1.15; }
.brand img { width: 36px; height: 40px; }
.brand small { display: block; font-weight: 600; font-size: .78rem; color: var(--muted); }
.nav-links { display: flex; align-items: center; gap: 24px; list-style: none; margin: 0; padding: 0; }
.nav-links a { color: var(--ink); text-decoration: none; font-weight: 600; font-size: .95rem; }
.nav-links a:hover { color: var(--blue); }
.nav-links .btn { color: #fff; }
.menu-btn { display: none; background: none; border: 1px solid var(--line); border-radius: 10px; padding: 8px; color: var(--navy); cursor: pointer; }

/* Hero */
.hero { background: var(--hero); color: #fff; text-align: center; padding: 72px 0 80px; position: relative; overflow: hidden; }
.hero::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(circle at 15% 20%, rgba(255, 255, 255, .10), transparent 40%),
              radial-gradient(circle at 85% 90%, rgba(242, 176, 30, .12), transparent 45%);
  pointer-events: none;
}
.hero .container { position: relative; }
.hero-logo { width: 80px; height: 90px; margin: 0 auto 22px; filter: drop-shadow(0 8px 18px rgba(0, 0, 0, .25)); }
.hero h1 { color: #fff; font-size: clamp(1.85rem, 4.6vw, 3.1rem); margin-bottom: 16px; }
.rule { width: 190px; height: 3px; background: var(--gold); margin: 0 auto 22px; border-radius: 2px; }
.hero-lead { max-width: 660px; margin: 0 auto 26px; color: #dbe6fa; font-size: 1.1rem; }
.hero-tags { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; max-width: 780px; margin: 0 auto 30px; padding: 0; list-style: none; }
.hero-tags li { padding: 6px 14px; border-radius: 999px; background: rgba(255, 255, 255, .12); border: 1px solid rgba(255, 255, 255, .25); font-weight: 600; font-size: .95rem; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }
.hero-meta { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 22px; margin-top: 30px; color: #c8d7f2; font-size: .93rem; }
.hero-meta span { display: inline-flex; align-items: center; gap: 6px; }
.hero-meta .ic { width: 17px; height: 17px; color: var(--gold); }

/* Trust strip */
.strip { background: var(--navy-deep); color: #dbe6fa; }
.strip ul { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; list-style: none; margin: 0; padding: 0; }
.strip li { padding: 20px 16px; text-align: center; border-right: 1px solid rgba(255, 255, 255, .1); font-size: .9rem; }
.strip li:last-child { border-right: 0; }
.strip strong { display: block; color: #fff; font-size: 1.05rem; }

/* Sections */
.section { padding: 80px 0; }
.section.alt { background: var(--soft); }
.section-head { text-align: center; max-width: 700px; margin: 0 auto 48px; }
.eyebrow { display: inline-block; color: var(--blue); font-weight: 700; letter-spacing: .08em; text-transform: uppercase; font-size: .8rem; margin-bottom: 8px; }
.section-head h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); }
.section-head p { color: var(--muted); margin: 0; }

.grid { display: grid; gap: 24px; }
.services { grid-template-columns: repeat(auto-fill, minmax(255px, 1fr)); }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; box-shadow: var(--shadow); }
.card h3 { font-size: 1.15rem; }
.card > p { color: var(--muted); font-size: .95rem; }
.card-icon { width: 48px; height: 48px; border-radius: 12px; background: var(--blue-soft); color: var(--blue); display: grid; place-items: center; margin-bottom: 16px; }
.card-icon .ic { width: 24px; height: 24px; }

.ticks { list-style: none; padding: 0; margin: 0; font-size: .93rem; }
.ticks li { position: relative; padding-left: 22px; margin: 7px 0; }
.ticks li::before {
  content: ""; position: absolute; left: 2px; top: .5em; width: 10px; height: 5px;
  border-left: 2px solid var(--gold-deep); border-bottom: 2px solid var(--gold-deep); transform: rotate(-45deg);
}

/* Steps */
.steps { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
.step { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 24px; }
.step-num { width: 40px; height: 40px; border-radius: 50%; background: var(--navy); color: var(--gold); font-weight: 800; display: grid; place-items: center; margin-bottom: 14px; }
.step h3 { font-size: 1.08rem; }
.step p { color: var(--muted); font-size: .95rem; margin: 0; }

/* Documents */
.docs { grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); }
.docs .card { box-shadow: none; }
.docs h3 { display: flex; align-items: center; gap: 10px; font-size: 1.05rem; }
.docs h3 .ic { color: var(--blue); }
.note { margin: 28px auto 0; max-width: 760px; text-align: center; color: var(--muted); font-size: .93rem; }

/* About */
.about { display: grid; grid-template-columns: 1.1fr 1fr; gap: 48px; align-items: start; }
.about-text p { color: #33415c; }
.facts { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 24px 0; }
.fact { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 14px 16px; }
.fact span { display: block; font-size: .78rem; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); font-weight: 700; }
.fact strong { color: var(--navy); font-size: .98rem; word-break: break-word; }
.why { display: grid; gap: 14px; }
.why-item { display: flex; gap: 14px; padding: 18px; border-radius: 12px; background: #fff; border: 1px solid var(--line); }
.why-item .card-icon { width: 42px; height: 42px; margin: 0; flex: none; }
.why-item strong { display: block; color: var(--navy); }
.why-item span { color: var(--muted); font-size: .93rem; }

/* FAQ */
.faq { max-width: 820px; margin: 0 auto; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 12px; margin-bottom: 12px; padding: 0 20px; }
.faq summary { cursor: pointer; font-weight: 700; color: var(--navy); padding: 18px 32px 18px 0; list-style: none; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 0; top: 50%; transform: translateY(-50%); font-size: 1.5rem; font-weight: 400; color: var(--blue); }
.faq details[open] summary::after { content: "\2013"; }
.faq details p { color: var(--muted); padding-bottom: 18px; margin: 0; }

/* Contact */
.contact { display: grid; grid-template-columns: 1fr 1.05fr; gap: 32px; align-items: start; }
.info-list { display: grid; gap: 12px; margin-bottom: 20px; }
.info { display: flex; gap: 14px; align-items: flex-start; padding: 16px; border: 1px solid var(--line); border-radius: 12px; background: #fff; }
.info .card-icon { width: 42px; height: 42px; margin: 0; }
.info h3 { font-size: .98rem; margin: 0 0 2px; }
.info p { margin: 0; color: var(--muted); font-size: .95rem; word-break: break-word; }
.info a { color: var(--blue); text-decoration: none; font-weight: 600; }
.map { display: block; border: 0; width: 100%; height: 260px; border-radius: 12px; background: var(--line); }
.form { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); }
.form h3 { font-size: 1.3rem; }
.form > p { color: var(--muted); font-size: .95rem; }
.field { margin-bottom: 16px; }
.field label { display: block; font-weight: 600; margin-bottom: 6px; font-size: .93rem; }
.field input, .field select, .field textarea {
  width: 100%; padding: 12px 14px; border: 1px solid #cdd6e4; border-radius: 10px;
  font: inherit; color: var(--ink); background: #fff;
}
.field textarea { resize: vertical; min-height: 96px; }
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid var(--blue); outline-offset: 1px; border-color: var(--blue); }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form .btn { width: 100%; }
.form-note { font-size: .85rem; color: var(--muted); margin: 12px 0 0; text-align: center; }

/* CTA band */
.cta-band { background: var(--hero); color: #fff; padding: 56px 0; }
.cta-band .container { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 24px; }
.cta-band h2 { color: #fff; margin: 0 0 6px; font-size: clamp(1.4rem, 2.6vw, 1.9rem); }
.cta-band p { margin: 0; color: #dbe6fa; }
.cta-band .hero-cta { justify-content: flex-start; }

/* Footer */
.site-footer { background: var(--navy-deep); color: #c3d0e8; padding: 56px 0 24px; font-size: .94rem; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.4fr; gap: 32px; }
.site-footer .brand { color: #fff; margin-bottom: 14px; }
.site-footer .brand small { color: #9fb0cf; }
.site-footer h3 { color: #fff; font-size: 1rem; margin-bottom: 14px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin: 8px 0; }
.site-footer a { color: #c3d0e8; text-decoration: none; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.social { display: inline-flex; align-items: center; gap: 8px; margin-top: 6px; }
.disclaimer { font-size: .82rem; color: #9fb0cf; margin: 32px 0 0; }
.footer-bottom { border-top: 1px solid rgba(255, 255, 255, .12); margin-top: 20px; padding-top: 20px; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; font-size: .85rem; }
.footer-bottom nav { display: flex; gap: 18px; }

/* Floating contact buttons */
.float { position: fixed; right: 16px; bottom: 16px; display: flex; flex-direction: column; gap: 10px; z-index: 60; }
.float a { width: 52px; height: 52px; border-radius: 50%; display: grid; place-items: center; color: #fff; box-shadow: 0 8px 20px rgba(0, 0, 0, .22); }
.float .ic { width: 24px; height: 24px; }
.float-call { background: var(--blue); }
.float-wa { background: var(--wa); }

/* Legal pages */
.page-hero { background: var(--hero); color: #fff; padding: 52px 0; text-align: center; }
.page-hero h1 { color: #fff; font-size: clamp(1.7rem, 4vw, 2.4rem); margin-bottom: 6px; }
.page-hero p { margin: 0; color: #dbe6fa; }
.legal { max-width: 820px; margin: 0 auto; padding: 56px 20px 72px; }
.legal h2 { font-size: 1.25rem; margin-top: 2em; }
.legal p, .legal li { color: #33415c; }
.legal ul { padding-left: 1.2em; }
.legal li { margin: 6px 0; }

/* Responsive */
@media (max-width: 960px) {
  .about, .contact { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 860px) {
  .menu-btn { display: inline-flex; }
  .nav-links {
    display: none; position: absolute; top: 68px; left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 0;
    background: #fff; border-bottom: 1px solid var(--line); padding: 4px 20px 18px;
    box-shadow: 0 12px 24px rgba(11, 47, 107, .08);
  }
  .nav-links.open { display: flex; }
  .nav-links a { display: block; padding: 12px 0; border-bottom: 1px solid var(--line); }
  .nav-links .btn { margin-top: 12px; border-bottom: 0; padding: 12px; }
  .strip ul { grid-template-columns: 1fr 1fr; }
  .strip li:nth-child(2) { border-right: 0; }
  .strip li:nth-child(-n+2) { border-bottom: 1px solid rgba(255, 255, 255, .1); }
}
@media (max-width: 560px) {
  .container { padding: 0 16px; }
  .section { padding: 56px 0; }
  .hero { padding: 52px 0 60px; }
  .brand { font-size: .95rem; }
  .brand small { font-size: .72rem; }
  .row2, .facts { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .form { padding: 22px; }
  .hero-cta .btn { width: 100%; }
  .site-footer { padding-bottom: 96px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .btn { transition: none; }
}